Abstract:
Artificial intelligence and blockchain are game changers for healthcare, but they come with challenges that companies and governments need to design innovative approaches to address. Digitization of all processes that once took days is now just a click away. In recent years, with the rapid development of information and communication technologies (ICT), the integration of financial information systems with new information technologies has led to changes in business operations. Technology adoption is not new to the financial industry, but digital innovation has brought major improvements in system connectivity, customer experience, and newly created and usable data. Financial and technological innovations are multiplying: crowd funding services, mutual loan sites, online banking, mobile wallets, e-commerce. All this is only the beginning of the path that Moroccan banks and financial companies must travel to obtain the main advantages and opportunities that initiate the development of the fintech segment. However, the rapid development of new financial technologies corresponds to the rapid growth of the risks that accompany them. Therefore, an important step in the development of fintech is the identification of the risks caused by their appearance. Recently, digital finance encompasses a multitude of new financial products, financial activities, finance-related software and new forms of communication and interaction with customers, provided by innovative financial companies and financial service providers. Digital innovation in financial services is changing the way financial resources can be accessed, distributed and managed. This study analyzes the approaches of the emerging field of FinTech, InsurTech and Blockchain by specifying the concrete example of the M-wallet technology, applying it in the health sector, knowing that its solution will mainly be based on training engineering.
Page(s):
5274-5285
DOI:
DOI not available
Published:
Journal: Journal of Theoretical and Applied Information Technology, Volume: 100, Issue: 18, Year: 2022
Keywords:
Engineering
,
Information Technology
,
FinTech
,
health sector
,
Mwallet
,
Digital